A Security Breach or Data Breach is one of the most common causes of disclosure of personal information. These breaches can expose the personal information of a few thousands, or even millions of individuals. It occurs when personal or otherwise sensitive information that is maintained by an entity is accessed in an unauthorized manner, or when that information is inadvertently exposed. Such an incident certainly increases one’s risk of identity theft. However, it should be noted that not all personal information compromises result in identity theft.
The Arkansas Personal Information Protection Act requires entities that collect personal information use reasonable security procedures and practices to protect such information. Additionally, the law mandates that in the event such information is compromised, the entity must notify the affected individuals in a timely manner. Notification to individuals whose personal information has been compromised allows them to take steps to mitigate the potential misuse of their information.
Although it is not required by Arkansas law, many entities that experience a Security Breach will offer credit monitoring services at no charge to affected individuals, usually for a period of one year. Credit monitoring can be useful in this context; however, it is entirely up to you whether you want to take advantage of such an offer.
When it comes to protecting your identity, we’ve got your back, Arkansas.
The Consumer Protection Division of the Arkansas Attorney General's Office is here to help you obtain a successful resolution to your consumer complaints.